Identity theft originates when a person or company uses the personal data of another, whether individual or a company, to impersonate it in order to commit illegal acts such as link you to some fraud or other crime.
There are many ways in which personal data can be accessed without the owner being aware of it, through pages or apps, through calls, theft of computers or cell phones, in other cases employees of trustworthy companies steal data to which they have access in order to take out loans or credits on behalf of the owner of the data.
However the foregoing, many times the same owners provide their data for publicity purposes and authorize that it can be shared with third parties without realizing it since there is no culture of reading the privacy notices that we sign or accept.
Damages that identity theft could cause include:
- Property damage and damage to your credit history: the development of new technologies has made financial services more accessible to everyone, the processing of credit contracts or loans, services, online purchases made in your name without your consent and / or Authorization can negatively affect your wealth, financial solvency and credit history.
- Molar and image damage: there are those who use the image and data of a person to harass or intimidate others, affecting the public image of the owner.
Recommendations
- Approach the financial institution in which they have used their data in order to know the status of the credit or loan requested.
- File a complaint with CONDUSEF as soon as you have knowledge.
- File a complaint with the public prosecutor
- Apply “watermarks” on the documents you deliver, example: “for the exclusive use of company A” in order to prevent it from being used by another person or company.
- Verify the security certificates of the pages and apps in which you enter your data
- Review the primary and secondary purposes for which your data will be used, this can be found in the privacy notices that by law every company or individual that collects data must have displayed either physically or online.
- Subscribing to the alerts to consult your credit history offered by the Credit Information Institutions such as Buro or Circulo de Crédito can help you detect suspicious or unauthorized inquiries by you.
Lic. María Galaviz.
Gloria Ponce de León & Hernández.
